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Let's be honest, one of Malaysia's draws for MM2H-holders is the fact that you're able to live the dream. This, at least in part, is the result of Malaysia's much lower cost of living, as compared to Singapore. To be sure, Malaysia's people are friendly, its cuisine wonderful and its beaches stunning. But the fact that Malaysia's currency and cost of living arbitrage opportunities enable Singaporeans to elevate their lifestyle severalfold (  ) is always going to feature high on the list of reasons MM2H is so in demand. You only live once after all. With all this goodness they get to enjoy, no wonder MM2H-holders are feeling pretty blessed.Resort-Living Obviously, the cost of living in Malaysia is far lower than in Singapore. Now, whilst it's true that Malaysia isn't quite as rock-bottom cheap as, say, Indonesia, Thailand, Laos or Cambodia, where Malaysia clearly stands out from these countries is its excellent tradeoff between low cost of living and comfortable lifestyle. How so? Well, for openers, Malaysia's low daily expenditure comes with relatively advanced development in a lot of areas. This includes superb infrastructure, a well-developed open market, established industries and maturity of its corporate and financial sectors. Clearly, Malaysia represents the best of both worlds. Add the other known benefits, such as the various MM2H priveleges, as well as the currency multiplier gains, and it quickly becomes clear how most expats in Malaysia are able to live a resort-living lifestyle. Take food, for instance. F & B is very affordable, especially if you focus on local products. Eating out, too, is cheap, in particular at eateries that offer traditional Malay cuisine. Other aspects of life that are friendly on the wallet are public transport and renting or buying a home. The amount of money you spend on these in Malaysia are much lower than in Singapore. The same is true for things like utilities, light, water, gas, etc. YOLO This explains why MM2H-holders more often than not can afford to indulge in a lovely and spacious Malaysia home, invariably with a domestic helper and country club membership, amongst other lovely perks. Along with lots of time for leisure and recreation. And let's not forget the boost in general spending power. Resort-living indeed. With that being said, is there anything that's not cheap in Malaysia? Well, MM2H parents with school-going kids will know that International school fees are fairly high. Meanwhile, tax on alcoholic beverages render these indulgences pretty expensive as well. Also, most items in the categories "imported" and "luxury goods" come at a premium too. This includes electronics, "western" staples like cheese, milk, butter, ham and chocolate. Mind you, none of these are going to break the bank of course. At most, you adjust and reallocate your budget accordingly. Literally, a small price to pay. Local Culture Malaysia has a diverse population made up of a number of different ethnic groups, including Malay, Chinese and Tamil. Even though there aren't any major shocks to the system to be expected for Malaysia's southerly neighbours, you may still encounter a few little idiosyncrasies here and there compared to life back in Singapore. Dos and Don'ts You may already be aware of some of these, but for example, using your index finger to point to people or objects, is considered rude in Malaysia, as is using your left hand to present or receive something. Also, generally in Malaysia, unless there's a family relationship, skin on skin contact with someone of the opposite sex is best avoided. Even when intended as a friendly, casual gesture, it may well not be construed that way by the recipient. Something to stay mindful of. Another small example. You may hear the Azaan now and then. The call to prayer, after all, is very much part of the fabric of life in Malaysia. Then again, depending on where you live, you may also hear low-key chanting periodically eminating from a nearby temple. Or, indeed, the tolling of a church bell on Sundays. All of this is part of what makes Malaysia Malaysia: a harmonious population consisting of a mix of backgrounds, religions and cultures, all living together peacefully. You can't help but be appreciative... Weather Speaking of appreciation, on some days, you'll really appreciate the invention of the aircon. To be sure, most expatriates love Malaysia's blue skies. But do keep in mind that sometimes it might feel as if the sun and the humidity are conspiring against you. Usually, this is promptly followed by a lovely refreshing rainy spell to cool things down again. However by and large, it's a good idea to adjust your pace of life down to suit Malaysia's weather, which is something expats tend to automatically do. And the same applies to your walking speed. Unless you're late, you'll find that strolling trumps striding. Of course, if you're a retired or semi-retired MM2H-holder, then you're unlikely to be in a hurry for anything anyway. Instead, in all likelihood, not a day goes by without you relishing Malaysia's deliciously languid cadence and balmy temperatures. Not to mention the superb tax benefits. Do you have a few more questions about life in Malaysia? Use the form below. |